Contractors & Tradesman Insurance
Whether you are a tradesman or an independent contractor, you will understand the unique challenges that arise from working with more than one employer. Contractors can work on several different projects at once to complete the work they are contracted to complete. Whilst contracting offers flexibility, it also poses several challenges when it comes to protecting yourself if something goes wrong.
No matter what industry you’re involved in and the work that you are carry out, every contractor needs robust insurance cover to ensure that they have the protection in place should something go wrong. However, generic business insurance doesn’t take into account the unique challenges that tradesmen and contractors face. Tarian have put together a tailored contractors and tradesmen insurance which carefully considers every aspect of the job.
Cover features
Tools
Fire
Own plant
Employers’ liability
Contract works
Public liability
Hired in plant
What does contractors and tradesmen insurance cover?
The only business insurance required by law is Employers’ Liability Insurance, and this can cover the legal fees and compensation if someone was to make a claim against you. For contractors, All Risks (CAR) Insurance covers you against property damage and third person claims as these are the two primary types of risks on construction projects. Damage to property includes the likes of improper construction of structures and damage which occurs both during and after a renovation.
Whatever your trade, all tradesmen and contractors rely heavily on their work vehicle to get them to where they need to be and to transport tools and equipment. Commercial vehicle insurance protects you should something go wrong, for example if your vehicle is stolen or if it breaks down. At Tarian, we can arrange Contractors and Tradesmen Insurance which incorporates commercial vehicle insurance into the policy to keep you back on the road and operating as normal, as quickly as possible.
